Rebuffed by a loan officer with high-school ties to Zak, a desperate Richie approaches Maury about doing a deal with Galasso. Devon and Ingrid make the scene at Max's Kansas City, where Devon impresses photographer Billy McVicar with her ability to charm a major celebrity into giving up his photo. Tasked by Richie to come up with a new song, Kip and the Nasty Bits get a crash course in the blues from Lester. Andrea fires a longtime American Century employee, angering Richie. Clark finds musical enlightenment from his onetime mailroom nemesis, Jorge.
